Two Ways To Take Payments Without A Merchant Account

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by Ray Edwards

A lot of people starting their online business have a hurdle right out of the gate: They can’t get a merchant account, or they’re afraid they can’t get a merchant account. For some people, this is the hardest part about starting their online business.

Good news! There are ways of accepting credit card payments without having a merchant account. I’ll share two of those methods with you.

There is another way that makes getting a merchant account easy for people who think they can’t get one because of credit reasons, or whatever. It’s not guaranteed, but it does work for about 99% of people setting up their businesses.

Try one of these three solutions to your payment woes:

Clickbank. For a small fee of around $50, you can accept credit card payments, even e-checks, for products that are bought and sold online. It’s easy and convenient. Clickbank handles all the details - they process the payment, deduct a small fee for their services, and then send you a check. They also handle your affiliate programs, deal with refunds, even do simple bookkeeping tasks. Some people think this is too expensive, but I disagree. With all that value, it’s a fair trade.

PayPal. It has been proven that having PayPal on your sales page boosts conversions. If you offer PayPal as a payment option, you will make more sales. Also, just like Clickbank, they handle the whole payment transaction for you. People can pay with any major credit card through PayPal. They don’t even need to have a PayPal account! Many people don’t realize that, but it’s true!

PowerPay. Do you still want a merchant account, and not a work-around like Clickbank or PayPal? If you have been turned down in the past, or have a spotty credit history and worry about being turned down, I recommend PowerPay. Judd Smith and his crew have a lot of experience in the online marketplace. They are very helpful to deal with, and can help you set up your merchant account. For more information, visit this website at ipowerpay.com - The best Merchant Account for online Marketers.

Take the worry out of setting up your merchant account. Try one of these simple solutions, and get ready to collect payments, fast!

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