Are You Being Clone While You Sleep?
My Personal Review Of LifeLock By Robert Gantt
Like anyone else these days, I hear about identity theft all the time. Though it seems to be on the rise, I hadn’t thought much about it. Given how hard it can be to establish good credit, it’s something we should all be more aware of; identity thieves are out there.
It wasn’t until a close friend of mind had her identity stolen that I saw how insidious a thing identity theft can be. Her whole world had turned upside down. It took over a year of nothing but hassle, after hassle, after hassle to get her life back together.
Just imagine how stressful this must be. You are at risk of losing everything if you become a victim of identity theft: and most don’t realize they are a victim until it is too late.
Around this time, I caught an advertisement for LifeLock, which bills itself as the identity protection company. My interest was piqued by the CEO of LifeLock giving out his Social Security Number during the spot.
Now, I thought, that is a man who stands by his product! Either that, or a maniac.
Myself, I was curious and wanted to find out for myself which was the case.
Right on the company website is the SSN of Todd Davis (the CEO of LifeLock) there for all to view. Certainly, this is a man who stands by his product.
Mr. Davis even backs LifeLock’s services with a one million dollar guarantee!
According to the website if your Identity is stolen while you are a member of LifeLock, LifeLock is going to do whatever it takes to recover your good name. If you need lawyers, they are going to hire the best they can find. If you need investigators, accountants, case managers, whatever, they’re yours. If you lose money as a result of the theft, they guarantee to give it back to you.
Whatever it takes, LifeLock will make sure it gets done and they’ll spend as much as a million bucks to make sure you’re taken care of.
When I found out it was only $10.00/month I was sold. Once I enrolled I immediately felt peace of mind. LifeLock sent me an email stating that fraud alerts have been requested on my behalf. I didn’t even know what a fraud alert was.
It turns out they’re pretty cool. Once they’re established with the major credit bureaus, creditors are required to verify your identity before opening any new lines of credit, issuing new cards or increasing your credit limit.
I got another email from LifeLock stating that they had ordered my credit reports from the major credit bureaus and had them sent directly to me.
Any time anyone tries to do anything that affects my credit I get a phone call asking me to verify the transaction. Believe me, that gives you peace of mind. Between my wife and I, we would sometimes spend hours shredding personal documents. With LifeLock, those days are over.
LifeLock only costs about thirty cents a day; so if you’re concerned about identity theft (and you should be), give it a try. The protection and peace of mind you’ll have is well worth the minimal cost.
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