Mexican Insurance - The KEY to Your Protection

By Linden Gray in Auto Insurance on April 9th, 2008

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by Linden Gray

Mexican Insurance Store has issued a report on the top legal and insurance related problems experienced while driving on vacation in Mexico. Unlike the law in the U.S., in Mexico the assumption of guilt prevails over the assumption of innocence. The penalties for not having insurance while traveling in Mexico can be severe.

Typical Mexican Auto Insurance Problems:

1. Forgetting to Purchase Mexican Insurance

U.S. & Canadian car coverage is INVALID in Mexico. Travelers that don’t have Mexican Insurance and have an auto accident may spend days or even months in jail and have their transportation seized to pay for any damages done.

2. Not Purchasing Medical Evacuation Coverage for Emergencies

Mexico is an adventure and can become a perilous journey without emergency assistance coverage.The majority of health providers in the States do not cover Mexico.

3. Searching for Mexican Auto Insurance

Experienced travelers recommend that you purchase Mexican auto insurance before arriving in Mexico with your vehicle. Although Mexican insurance can be purchased from various booths just prior to entering Mexico, you will have difficulty evaluating if your policy is from a quality company approved and admitted in Mexico, if you have the quality coverage for your trip, if any activities that you plan to do are excluded, or if you even price for the policy was the best value?

4. Legal Aid and Bond

This is a section that travelers need to understand. Any Mexican Insurance policy should include Legal Assistance and also coverage for the expense of a bail bond.

5.) When you buy coverage, you should receive the following to take with you on your trip:

* Authentic and admitted Mexican auto insurance policy * Accident instructions and important policy information * Essential phone numbers * Insurance Premium payment receipt

Make sure your plan covers your entire stay. All companies have daily, weekly, and yearly policies. You may find it less expensive to buy coverage with a longer period if you plan to stay over 20 days or 4 weeks.

About the Author:

Linden Gray has 30 years of insurance experience. Gray has been featured in RV Magazine, PE.com, Google, Yahoo News, Digg and Buzzle. Visit Mexican Insurance or Mexican Insurance